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Gender bias in microfinance

D'Espallier, Bert; Guerin, Isabelle; Mersland, Roy
Journal article, Peer reviewed
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Åpne
Gender bias in microfinance_2013.pdf (448.0Kb)
Permanent lenke
http://hdl.handle.net/11250/136044
Utgivelsesdato
2013
Metadata
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Samlinger
  • Scientific Publications in Economics and Finance [162]
Originalversjon
D'Espallier, B., Guerin, I., & Mersland, R. (2013). Focus on women in microfinance institutions. Journal of Development Studies, 49(5), 589-608.   10.1080/00220388.2012.720364
Sammendrag
We provide empirical evidence on focusing on women in microfinance and its consequences for

microfinance institutions (MFIs). Based on a global dataset, the results indicate that a focus on women is

associated with group-lending methods, international orientation, smaller loans, and non-commercial legal

status. We find that a focus on women significantly improves repayment but does not enhance overall financial

performance because of higher relative costs. Moreover, the higher relative costs do not stem from servicing

women per se but from the smaller loans offered to women and the group-lending methodology practised by

MFIs focusing on women
Beskrivelse
Preprint of an article published by the Journal of Development Studies with the title "Focus on women in microfinance institutions"
Utgiver
Taylor and Francis
Tidsskrift
Journal of Development Studies

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